Privacy Policy

 

Privacy Policy

Effective Date: 08/Feb/2026

LoanDay - Loan EMI Calculator (“App”, “we”, “our”, or “us”) respects your privacy and is committed to protecting it through this Privacy Policy.

1. Information We Collect

We collect limited information to improve app functionality and user experience.

a) Personal Information

We do not collect or require any personal information such as:

  • Name
  • Email address
  • Phone number

You can use the app fully without providing personal data.

b) Non-Personal Information

We may collect non-identifiable information such as:

  • Device type and model
  • Operating system version
  • App usage behavior (features accessed, time spent)
  • Crash reports and performance data

This data is collected in an anonymous and aggregated manner.

c) Analytics Data

We use Firebase Analytics to understand how users interact with the app.

Firebase Analytics may collect:

  • Device identifiers (non-personal)
  • Usage statistics
  • Session duration

This information:

  • Is not used to personally identify you
  • Helps us improve performance, features, and usability

2. How We Use Information

We use collected data to:

  • Provide and maintain app functionality
  • Improve performance and user experience
  • Analyze usage trends and feature engagement
  • Fix bugs and optimize stability

3. Sharing of Information

We do not sell, trade, or rent user data.

We may share:

  • Anonymous, aggregated data with trusted services like Firebase

These services process data solely for analytics and app improvement.

4. Cookies and Tracking Technologies

  • The app itself does not use cookies
  • Third-party services (like Firebase Analytics) may use similar tracking technologies

5. Data Security

We implement reasonable security measures to protect data.
However, please note:

  • No method of transmission over the internet is 100% secure
  • We cannot guarantee absolute security

6. Children’s Privacy

  • This app is not intended for children under 13 years of age
  • We do not knowingly collect data from children

If you believe a child has provided data, please contact us for removal.

7. Third-Party Services

We use third-party services such as:

These services have their own privacy policies. We encourage you to review them.

8. Changes to This Privacy Policy

We may update this Privacy Policy periodically.
Changes will be posted here with an updated Effective Date.

9. Contact Us

If you have any questions or concerns regarding this Privacy Policy, please contact us through the app support section on the store listing.

Disclaimer

LoanDay - Loan EMI Calculator is a financial calculation and educational tool only.

  • The app provides calculations such as EMI, SIP, PPF, FD, RD, GST, Salary, Property, Auto Loan, and Lumpsum estimates
  • It does not provide loans, financial services, or investment advice

Important Notes:

  • This app is not a loan provider and is not affiliated with any bank, NBFC, or financial institution
  • All results are approximate and for informational purposes only
  • Users should consult qualified financial advisors or institutions before making financial decisions

Limitation of Liability:

We are not responsible for:

  • Financial losses
  • Decisions made based on app calculations
  • Any inaccuracies in estimates

If you want, I can also:

  • Convert this into a Play Store “Privacy Policy URL page (HTML)”
  • Add AdMob compliance (if you plan ads later)
  • Or make a Terms & Conditions page to go with this 👍